Service line coverage provides protection for the portion of underground: water lines, sewer lines, and hydro lines which extend from the city property line up to your foundation wall (subject to limitations). This coverage includes damage to the lines due to wear and tear and /or gradual deterioration. This coverage also includes damage caused by the: shifting, settling, expanding and/or contracting of the ground.
The causes of loss mentioned above are standard exclusions on most policies; this endorsement covers the exclusions which pertain to the underground lines mentioned.
Please note: for rural properties, this covers the line from your house to your septic tank but will not extend past the tank (i.e. to a septic field).