Get A Quote
R.A. Hughes Insurance

Mobile Home Insurance Winnipeg

In need of mobile home insurance in Winnipeg? Look no further. R.A. Hughes Agencies offers comprehensive coverage for your mobile home at competitive rates.
Looking for mobile home insurance in Winnipeg? Our Winnipeg insurance brokers can help. R.A. Hughes Agencies offers mobile home coverage from a variety of trusted insurance partners; our brokers will help find the perfect policy to protect you and your family.
rahuges logo

Why Choose R.A. Hughes?

With almost 100 years of experience serving St. Boniface and Winnipeg at large, R.A. Hughes has the experience you need to find the perfect insurance policy for your mobile home. Our agency has been locally owned and operated since 1929; which gives us unique insights into the needs of mobile homeowners in Winnipeg.

Thanks to the data and experience we’ve acquired over lifetimes of offering mobile home insurance, we can give you recommendations that help protect you from the specific risks that mobile homeowners may face. Our recommendations are grounded in a deep sense of community; our customers are our lifeblood, and our goal is to offer the right level of protection to every person who comes through our doors.
Mobile Home

Coverage Details

Mobile home insurance is similar to any other kind of home insurance in what it covers. The only way in which mobile home insurance and homeowners insurance differ is that mobile home coverage is designed to protect mobile homes. What qualifies as a mobile home may differ from insurer to insurer, but typically, mobile home insurance coverage can be offered to people who own:
Mobile homes
Modular homes
Mini homes
Tiny homes
Double-wide homes
Here are the coverages you will find on any mobile home insurance policy:
Dwelling building coverage protects your mobile home and any detached structures.
Personal property coverage protects your belongings, both inside and outside of your mobile home.
Additional living expenses coverage helps you pay for hotels and other living expenses if you cannot live in your mobile home due to an event that’s covered by the policy.
Personal liability insurance protects you in the event of a legal action resulting from damage or injuries you caused accidentally.
Most mobile home insurance policies are comprehensive; this means your home will be protected from any hazards, except for those that the policy specifically names as not covered. The most common events that aren’t covered by mobile home insurance include:
Flooding
Damage caused while a mobile home is “in transit”
To learn more about what is and isn’t covered by your mobile home insurance policy, speak with one of the insurance brokers at R.A. Hughes Agencies. We’re here to help you understand your policy.
Cost Of Mobile Home Insurance

Cost of Mobile Home Insurance in Winnipeg

In Winnipeg, the average cost of a mobile home insurance policy can range from $250-$2000. There are several different factors that can affect the cost of insurance for mobile homes, including:
The age of your mobile home
Your location
Your mobile home’s construction
Your claims history
And more

The best way to determine how much mobile home insurance may cost is to speak with an insurance broker. Our Winnipeg insurance brokers can look through policies offered by a number of different insurance companies; we’ll find the insurance company that offers the right insurance for your needs, at the right price.

Claims Example

A mobile home burns down because of a faulty appliance. The insurance policy responds—with $200,000 worth of coverage for the dwelling building (the mobile home) and $100,000 worth of coverage for any personal property that may have been damaged or lost as a result of the fire. With a deductible of $1000 and total damage of $230,000, the homeowner is paid out $229,000 for damages.

This is just one example of how property insurance like mobile home insurance can protect you; additional living expenses and liability insurance will also be provided by your policy.

Get a Quote Today

The Winnipeg insurance brokers at R.A. Hughes are here to help you find the right coverage for your insurance needs. We evaluate various mobile home insurance products from different insurance companies to find the policy that fits your budget, all while providing the level of coverage that you need.

Looking for mobile home insurance? Call us today—we’ll give you a free quote on different policies, and give you the power to choose the policy that works best for you.
Get A Quote

Secure Your Mobile Home Today

Contact us today to secure comprehensive insurance coverage for your mobile home in Winnipeg

Protect Your Investment:

Safeguard your mobile home with the right insurance coverage tailored to your needs.

Peace of Mind:

Enjoy peace of mind knowing your mobile home is protected with our reliable insurance services.

Frequently Asked Questions

What Determines the Cost of Mobile Home Insurance?

There are several different factors that can influence the cost of mobile home insurance. These factors include:

 

  • The age of your mobile home
  • Your location
  • Your mobile home’s construction
  • Your claims history
  • And more

How Can I Save on Mobile Home Insurance?

You can save on mobile home insurance by:

 

  • Using an insurance broker to compare prices between home insurance companies
  • Eliminating unnecessary coverage
  • Increasing your deductible
  • Bundling your insurance coverage
  • Staying claims-free
  • Securing your home with alarms, smoke detectors, and other security systems
  • Getting discounts for certain home improvements
  • Eliminating liability risks by tending to your home
  • Updating your home’s appliances, roof, and other features
  • And more

Experience the R.A. Hughes Advantage

For over 90 years, families and businesses across Manitoba have relied on R.A. Hughes Insurance for comprehensive protection and personalized guidance. As an established local presence, we take pride in building long-lasting relationships founded on trust and a deep understanding of our clients' unique needs. Don't leave your future to chance - partner with our experienced team today.
Get A Quote Today