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R.A. Hughes Insurance

Insurance Broker Winnipeg

Your Comprehensive Resource for Complete Protection: From Home to Auto and Everything in Between

Don’t worry. Be happy.

There’s no shortage of things to be happy about living in St. Boniface: the beautiful, unique shops along Provencher, the incredible restaurants along Taché, and easy access to rivers and Downtown. We live in one of the most beautiful neighbourhoods in Winnipeg, and we want you to enjoy it worry-free.

We offer a wide range of insurance services designed to give you peace of mind. Whether you need auto insurance, home insurance, automobile insurance, tenant insurance, travel insurance, house insurance, or cyber insurance, we make it simple to find the best coverage for your needs. From personalized insurance coverage to a variety of coverage options, our competitive pricing ensures you get value without compromise. Requesting an insurance quote is easy and straightforward. With our support, you can feel confident in your financial future while enjoying all that St. Boniface has to offer—we’ll handle the rest.

Our Services

We offer a number of different insurance products, including:
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Why Choose R.A. Hughes?

For over 90 years, R.A. Hughes Insurance has been the trusted choice for the right coverage, comprehensive protection, and personalized service.
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Tailored Solutions

Whether you need personal insurance or commercial insurance, you need a policy that’s tailored to your unique needs. Our insurance brokers work hard to find the insurance solution that best suits your needs. We’ll present you with a number of different policies and explain them thoroughly to help you make an informed decision about your insurance.
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Long-Standing Community Partnerships

Thanks to our 95 years serving St. Boniface and Winnipeg at large, we’ve developed relationships with community members and organizations. We work with local insurance agencies and other local groups to make St. Boniface a better place to live.
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Carrier Versatility and Policy Flexibility

Our years in the industry have allowed us to cultivate relationships with some of Canada’s most prominent insurance providers. We have a number of policies available for all of your insurance needs; we can offer several different policies for your insurance needs, giving you the flexibility to choose the right policy for you.

Protecting What Matters Most Since 1929

From humble beginnings to an enduring local legacy.
About Us
For nearly 100 years, we’ve served the residents of St. Boniface and Winnipeg as a family-owned business. We’re proud of the exceptional service we offer; we’re always here to give you advice, a free quote, or recommendations. Whether you need home insurance, business and car insurance, life insurance, general liability, or any other insurance products, we’re here to help. Our experience allows us to provide the best coverage and tailor the right insurance solution for every client. Our dedication to customer service is unmatched, which is why we’ve been in business for almost a century. For insurance Winnipeg has relied on for decades, choose R.A. Hughes.

Secure Your Future Today

We’re proud to serve clients throughout Winnipeg, and our brokers are here to help you find the perfect policy for your unique situation. Whether you’re contacting us for the first time or have been a client for years, we make it easy to get the coverage you need. Get a policy that protects you, your family, your investments, and your future—send us an e mail or call the brokers at R.A. Hughes today.
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What Our Clients Are Saying

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Frequently Asked Questions About Insurance

Can I Update My Policy if My Situations Change?

You can update your policy if your situation changes—and you absolutely should. For material changes, like upgrades to your house, your insurer will require you to update your coverage. Contact our insurance broker for guidance, and we can provide an insurance quote or help you find the right insurance solution to keep your protection up to date.

Is Business Insurance Mandatory in Winnipeg?

Business Insurance typically isn’t mandatory in Winnipeg. Lenders and investors may, however, require some level of commercial property insurance or liability insurance before offering money. Even if you don't need it, coverage is highly recommended—it can protect you from property damage, liability claims, and more.

Some types of coverage are required; you must insure any vehicles used for your operations. There are other types of mandatory insurance, like Workers Compensation, that your organization may need—these types of insurance are not offered through insurance brokers.

Can You Provide Assistance With Understanding Policy Documents?

We’re happy to help with any questions you may have about your policy, insurance coverage, or the claiming process. Whether it’s auto insurance, home insurance, travel insurance, or any of our other insurance services, we aim to make learning about insurance and handling claims a stress-free experience.

What Happens if I Miss an Insurance Payment?

Different insurance companies have different rules when it comes to non-payment, but they all reserve the right to cancel your policy for non-payment—typically if payment is missed twice within a given policy year. Manitoba Public Insurance is quite strict about cancellations, and it is illegal to drive without insurance. Be sure to pay your insurance premiums on time, and contact our insurance broker if you need an insurance solution or want to request an insurance quote to ensure your coverage stays up to date.

Does My Credit Score Affect My Insurance Rate?

Your credit score will not negatively affect your insurance rate, and you can deny insurers the right to check your credit score—they must still offer you insurance. Some insurers will, however, offer a discount for a good insurance score—a combination of your credit score and your claims history. This applies to clients across Canada, including those in British Columbia.

What Can I Do if I'm Not Satisfied With a Claim Settlement?

There are many options to dispute a claim settlement; if you’re not happy with a claim, call us. Whether it’s travel insurance or other coverage, our team can help, even for clients outside Manitoba, including those in British Columbia.

Experience the R.A. Hughes Advantage

For over 90 years, families and businesses across Manitoba have relied on R.A. Hughes Insurance for comprehensive protection and personalized guidance. As an established local presence, we take pride in building long-lasting relationships founded on trust and a deep understanding of our clients' unique needs. Don't leave your future to chance - partner with our experienced team today.
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