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R.A. Hughes Insurance

Emergency Medical and Travel Insurance Winnipeg

At R.A. Hughes Agencies, we provide comprehensive emergency medical and travel insurance options in Winnipeg to ensure you are covered in any unexpected situations while away from home.
Planning a trip? Whether you’re living in St. Boniface and flying to Paris to celebrate the French language or you’re anywhere else in Winnipeg flying anywhere else in the world, the team at R.A. Hughes Agencies has a travel insurance plan for you.

Unexpected medical expenses and trip cancellations can be prohibitively expensive; our travel insurance isn’t. For an affordable fee, you’ll be protected no matter where in the world your travels take you, regardless of any medical condition you may have.
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Why Choose R.A. Hughes?

R.A. Hughes has served St. Boniface and Winnipeg at large for almost a century. In that time, we’ve developed deep ties with the community and the trust of several different insurance companies. As a locally-owned business, we understand the limitations of your government health insurance plan when traveling, and know exactly what types of coverage you’ll need to travel stress-free.
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Coverage Details

At R.A. Hughes, we offer four different types of emergency medical and travel insurance through our insurance partners. The four types available are:
Single-trip travel insurance covers emergency medical treatment and trip cancellation for a single trip.
Annual travel insurance covers emergency medical treatment and trip cancellations for any vacations you take over a 365-day period, providing consistent health coverage wherever you travel.
Tour insurance covers emergency medical treatment and trip cancellations for vacations you take that are part of a packaged tour.
Trip and holiday cancellation insurance cover hotel and other booking cancellations such as airfare cancellation due to uncontrollable circumstances that occur before your departure date, like sickness or travel advisories.
We offer coverage through three different insurance companies: Manitoba Blue Cross, Allianz, and TuGo, providing you with top up coverage options that extend beyond basic plans.

How Emergency Medical and Travel Insurance Work

Emergency medical insurance and travel insurance (also called trip cancellation insurance) can be thought of as two separate types of insurance that are frequently bundled into one.
Travel Insurance
Emergency Medical Insurance
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Travel Insurance

Travel insurance covers you in the event of an unexpected cancellation, interruption, or delay. Cancellations can be brought on by illness, a travel advisory warning against non-essential travel, or other reasons that are covered by the insurer. Costs associated with flight delays may be covered. Interruptions can be caused by events that require you to fly back early—or to stay in the place you’re vacationing in for longer.

There are a variety of costs that can be covered by travel insurance, depending on the circumstances. Travel insurance may cover you for the actual cost of prepaid expenses, cancellation fees, lodgings, food, and transportation, and other costs related to delays, interruptions, and cancellations while you’re on vacation.

Emergency Medical Insurance

Emergency medical insurance covers you in the event of an unexpected medical emergency while you are travelling. Health Canada and provincial governments offer healthcare coverage within Canada. Other countries, however, can charge exorbitant amounts for healthcare. Emergency medical insurance helps you pay for those unexpected medical expenses.

Emergency medical insurance may also cover private duty nursing, the costs to transport someone to stay with you while you recover from injury or illness, the costs of food and lodging for a person staying with you while you recover, the cost of your return flight home, and more.
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Claims Example

The types of claims seen through travel and emergency medical insurance are complex; they can involve paying airfare cancellation fees, paying medical expenses, charting new return flights, and more.

To get all the benefits of your travel insurance, it’s important to disclose any medical condition and contact your insurer as soon as possible after an incident. It can help guide you through the process of contacting airlines, hotels, and other companies you may need to make arrangements with; it can also help guide you to the right medical care in your area.

Get a Quote Today

Don’t risk travelling without insurance. Contact the team of insurance brokers in Winnipeg at R.A. Hughes today; we’ll help you complete your medical questionnaire find the perfect travel insurance plans for your needs. Plan on taking several trips in a year? We can help you save money with an annual plan.

The costs of travel insurance can vary significantly depending on several different factors; by working with our brokers, you’ll be able to find the most comprehensive coverage including airfare cancellation protection for the lowest price.

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Contact Us Today

Ensure your peace of mind while traveling with our comprehensive emergency medical/travel insurance options in Winnipeg. Contact R.A. Hughes Agencies today to learn more.

Flexible Coverage:

Choose flexible coverage options that meet your travel requirements and budget.

Travel with Confidence:

Travel with confidence knowing you are protected by our reliable emergency medical/travel insurance coverage

Frequently Asked Questions

What Is Emergency Medical and Travel Insurance?

Emergency medical insurance and travel insurance cover unexpected medical costs incurred while travelling that aren't covered by your government health insurance plan, as well as the costs of unexpected trip delays, interruptions, and cancellations.

How Much Coverage Is Needed?

The amount of coverage you’ll need will depend on a number of different factors, including:

  • The cost of your trip
  • The cost of healthcare in the destination country
  • The length of your trip
  • Gaps in your existing health coverage
  • And more

Experience the R.A. Hughes Advantage

For over 90 years, families and businesses across Manitoba have relied on R.A. Hughes Insurance for comprehensive protection and personalized guidance. As an established local presence, we take pride in building long-lasting relationships founded on trust and a deep understanding of our clients' unique needs. Don't leave your future to chance - partner with our experienced team today.
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